Over $1Billion Funded Since 1994
“To Build True Long-Term Wealth, You Must Buy and Hold Real Estate.”
– Warren Buffett
HERE’S WHAT I SPECIALIZE IN…
My mortgage division was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Which have been developed over years to include fixed and adjustable-rate mortgages (ARMS) for residential and commercial properties on both an owner-occupied and non-owner-occupied basis.

NO TAX RETURN RATES

3/1 ARM

Your past doesn’t have to equal your future
– Tony Robbins
Interest Rate
APR
6.500%
6.597%
($500,000 – $10,000,000)
Irrevocable Trust, Blind Trust, LP & LLC Vesting OK

5/1 ARM

“Owing a home is a key of wealth… both financial influence and emotional security.”
– Suze Orman
Interest Rate
APR
6.500%
6.597%
(Min loan $500,000 – $10,000,000)

Designed to adjust only once every 5 years. Excellent hedge against rising rates

LOW RATE

3/1 ARM INTEREST ONLY

“I will forever believe that buying a home is a great investment. Why? Because you can’t live in a stock certificate. You can’t live in a mutual fund.
– Oprah Winfrey
Interest Rate
APR
5.500%
5.591%
($500,000 – $10,000,000)
Irrevocable Trust, Blind Trust, LP & LLC Vesting OK
Featured Products

Retirement Home Loans

No Tax Returns Needed From $250K to $4Million

Complex Home Loans

Including no tax return and balance sheet loan programs.

No Tax Return Loans

Ideal for investors who are self-employed or retired.

Investment Property Loans

Ideal for investors who are self-employed or retired.

What They Say…

A great business man with a big heart. Doesn’t get any better than this! He says what he means and means what he says and he does it with humility and grace. His smile is infectious and he does the impossible. He listens! Do yourself a favor and do business with him you will experience being served and even better have a friend.

Bill Jordan Building Contractor

Carlos is an unparalleled professional who I have used for my own professional and mortgage needs. In addition, I have recommended Carlos to others who have found him to use his experience and expertise to make their lives more productive. There is no one comparable to Carlos in any way.

Phyllis Thompson Management Consulting Professional

I'm so very happy to recommend Carlos! He has been my "Go-To" person in real estate finance for over 20 years. Carlos is all about engaging with his clients to find the best loan product for the property and his client's needs. He has ton of experience and an incredible ability to map financing for unique properties that lenders may be uncomfortable with. I look forward to working with Carlos for years to come. God bless!

Alyson Behr Strategic corporate marketing/communications executive, tech analyst, editor, and writer

“I’ve had many coaches in my 33 years of Real Estate & they were all good for various reasons but Carlos Reynaldo is the best. Carlos is by far the smartest & I’m still amazed by what is just rolls off the tip of his tongue; it may be a quote, a book or just a statement that makes everything that you have been struggling with seem simple & clear. I think of Carlos as not only a business coach but also a life coach and I am so happy to have him part of my life.”

Pat Kandel Remax Estate Properties
The Future Is Already Here
Now that you have some ideas about your home loan options…